marcam
Life Insurance
Securing your family's future is paramount. At MARCAM, we provide comprehensive life insurance solutions that give you peace of mind. Let’s work together to find the coverage that fits your unique needs and protects what matters most.
42%
Of Americans adults say they need life insurance, or more of it, representing a life insurance need gap for about 102 million adults.
"2024 Insurance Barometer Study," LIMA,2024
Exploring
Life Insurance
Whole Life
Whole life insurance helps protect families for the long run. It’s a permanent life insurance option that often has a guaranteed death benefit and a cash value component. When it offers these extra benefits, in addition to helping provide families with financial support for funeral costs, credit card debt, and other expenses when a loved one passes, the policy also has a cash value that grows tax deferred, which the policy holder can borrow from if needed.
Final Expense
Final Expense Insurance is a compassionate way to prepare for life’s final journey. It specifically covers the costs associated with burial, cremation, and other end-of-life expenses, ensuring that your family isn’t left with a financial burden. With different plans tailored to your needs, MARCAM is here to help you find the right coverage that aligns with your values and wishes. Start your meaningful preparations today to provide peace of mind for tomorrow.
Term Life
Term life insurance offers financial protection for a specified period, or term, and premiums are typically less than on a universal or whole life insurance policy. Terms are often available in 5-, 10-, or 20-year lengths, depending on the intended purpose of the life insurance and when important milestones are met. Optional riders are also available, they can help add an extra layer of protection.
Business Partner Life
Protecting your business is crucial, and that’s where business partner life insurance comes into play. This plan is vital for anyone in a partnership, ensuring that if a partner passes away, the remaining partners can easily acquire their share. This coverage provides peace of mind, allowing you to focus on your business while knowing you’re prepared for the unexpected. Explore your options with us today!
Universal Life
Universal life insurance is a permanent life insurance option with a guaranteed death benefit that can be used to cover funeral expenses, credit card debt, or other costs. It also includes a cash value component. Policies will sometimes include portability with retirement or a job change as well as premiums that won’t increase over time.
Let's take a look at some example rates.
Would you like your own Transamerica Life Insurance quote with NO obligation?
Interested in Term Life Insurance ?
For less than your monthly total at the coffee shop, you can afford term life insurance to protect your family’s financial future.
No one really wants
to think about
Life Insurance.
But if someone depends on you financially, it’s a topic you can’t avoid. Getting life insurance doesn’t have to be hard (or boring). MARCAM can help you with the complexity so you can make informed decisions about protecting your loved ones financially.